We offer a number of different services to help you find exactly what you are looking for.
Since people tend to be living longer, it is likely you will be in retirement for a longer period of time which is why pensions are important.
We can offer equity release to a number of people in the United Kingdom. Whether you're looking for home equity or retirement money options, we can offer a number of services to help you out. Equity release basically means that you could access equity through a range of products tied to your home when you're over 55. This can be taken out as a lump sum or various small payments - you can even do a combination of both if you require. Equity-releases can be tied to lifetime mortgages and pensions.
Our professionals will be more than happy to offer you more information on equity-releases if necessary. To find out more simply fill in the enquiry form provided on the right hand side of this page and we will respond. Our team work hard to answer any questions or queries that you have at the earliest opportunity to ensure you can sort out any finances as quickly as possible.
There are two main types of equity release: lifetime mortgages and home reversion. Lifetime mortgages allow you to borrow money against your house and home reversion allows you to sell a share of your house. For a lifetime mortgage you are able to take out a mortgage secured on your main residence whilst you remain the owner. Then you have a choice of making repayments or leaving the interest to increase. Your loan and any interest will get paid back when you die or move to a care home, etc. Home reversion is slightly different. During a home reversion you may sell all or part of your home to a home reversion provider to receive a large lump sum or smaller regular payments. You can remain in the house until you die, rent free, but you will need to maintain and insure the property. If you would like more information on how equity-release works, please complete the enquiry form on this page and we'll respond as quickly as possible.
There are a number of things to consider before remortgaging to release equity. You'll need to work out the value of your home and how much mortgage you still owe. If you're searching for 'equity-release experts near me' it is clear you're looking for a local team to help you. Our experts nearby and closest to you in surrounding areas will be able to offer professional advice on whether remortgaging to release equity would be a good idea in your position. If you'd like to speak to one of our advisors, please complete the contact box and we'll answer any questions or concerns that you may have.
The two ways to release equity on your house is through a mortgage or home reversion. It's entirely up to you which one you choose; however it is important to look at the different benefits of each. Our experts can help you decide which would be the best way to release equity on your home. We work with our clients closely to ensure we get the best results for you. We would be more than happy to speak with you regarding the different options available and the costs associated with this. Simply fill out the enquiry form for more info on releasing equity on homes and we'll get back to you as soon as possible with all the details you need.
Since people are living longer in modern society, it is likely for you to be retired for a long period of time. This is why it's important to think about retirement money options. You will need to think about secure income, flexible income and any savings and investments you may have. Secure income refers to state pension, lifetime annuities and employers salary-related pension scheme. Your flexible income will refer to paid work, drawdown schemes, savings, investments and rents. For more details on retirement money options, please speak to a member of our professional team by filling in the contact box provided.
Pension release refers to taking money out of your pension scheme before retirement. Generally you may only access the money in your pension scheme if you're 55 or over; however if you're under 55 with very poor health you may also access the pension scheme. The normal retirement age is around 60-65, but can be lower. You may start to legally withdraw pension money when you're 55, yet not all schemes will allow you to do this. We can offer you more money on pension equity-release if required, so please do not hesitate to contact us using the enquiry form provided on this page.
Our team of experts will be more than happy to offer you more details on various financial options you have when it comes to mortgages and retirement. To find out more about equity release please complete the contact form provided on this page and we shall get back to you as soon as possible with all the details you need.